Rising prices can wipe years off retirement pots
How to protect your pension income against inflationary pressures For anyone feeling the effects of rising inflation rates, it’s important to ensure that your retirement fund isn’t significantly impacted. While this can be challenging in such an uncertain economic climate, there are measures you can take to ensure that your savings don’t suffer.
Giving retirement a second thought?
Over a third of OVER-55s think they will work beyond their state pension age We are witnessing a surge in the number of people giving retirement a second thought due to inflation rates and the cost of living crisis. Not only are more individuals looking to work beyond their State Pension age, but some are […]
Wealth succession
Making the right preparation for future generations Financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth succession should be an integral part of your financial plan as early as possible – because the right preparation now can have positive long-term impacts on future […]
Show me the money
Britons not researching their investments because it’s ‘time consuming’ and ‘complicated’ A new survey conducted by the Financial Services Compensation Scheme (FSCS) and the Financial Conduct Authority (FCA) reveals that 44% of UK adults who hold investments of between £100 and £50,000 wish they had spent more time researching their investment before making a decision[1]. […]
Critical illness cover, your questions answered
Protecting against the financial impact that a serious illness can cause People are increasingly becoming more concerned about the possibility of being affected by a critical illness such as cancer, stroke or heart attack, according to new research findings[1]. This is reflected in the fact that searches for ‘critical illness insurance’ have skyrocketed, with, on […]
Time to retire?
Planning your finances to be sustainable for the long term is key There are signs and targets that can signal that you are prepared to retire, but it can be difficult to figure out when you are truly ready to retire. We may think of retirement as being centred around a particular age or monetary […]
Financial security and freedom
Rising prices add almost 20% to ‘minimum’ cost of retirement Despite the slow economic recovery, many retirees trying to maintain a basic standard of living have seen the cost of their lifestyle increase by nearly 20% over the past year, according to a new report[1].
Thinking about divorcing?
Protecting your assets and preparing you for going forward on your own Divorce involves many loose ends, both emotional and financial. It can generate high levels of uncertainty and financial stress, as it impacts on all areas of your life, from living arrangements to assets and pensions. That’s why financial planning through a divorce is […]
Cost of living crisis
Almost one in three over-55s’ mortgage repayment plans derailed The cost of living crisis is a concerning and long-term problem for those trying to pay off their mortgage, especially over-55s who are already having difficulty saving enough for retirement.
Financial bliss!
Money and finances are often a common source of disagreement and stress When you get married, or cohabit, you are not just blending your hearts and lives together, you are also combining your finances. So it is important that you take the time to discuss and plan how you will manage your combined resources in […]