Golden years
Pensions represent our biggest single source of private wealth As we live longer and fewer of us have the security of a final salary pension, it’s more important than ever to think about our retirement income.
‘Home is my Pension’ generation
People using property to support their retirement lifestyle The significant increase in property prices in recent years has likely shifted many people’s expectations about the role property wealth will eventually play in supporting their retirement. With people spending longer in retirement, one of the challenges that many need to overcome is how to fund it […]
Developing a robust retirement plan
How much it will cost and how you are going to pay for it? People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going […]
Safeguarding your pension
Providing an income for your loved ones to enjoy, long after you are gone If you’ve spent a lifetime saving for retirement, you’d probably like any remaining money to go to a loved one after your death. But whether pension benefits are payable to a beneficiary, and how they’ll receive them, is dependent on the […]
Is retirement the right choice for you?
General guidelines that can help you determine whether you’re ready to retire One of the most difficult decisions you’ll ever have to make is when to retire. It’s a personal choice that depends on many factors, both financial and non-financial. There’s no single right answer, but there are some key things to consider that can […]
Beat the pension scammers
Once the money is gone, it’s almost impossible to get it back Your pension is one of your most valuable assets, and for many it offers financial security throughout retirement and the rest of their lives. But, like anything valuable, your pension can become the target for illegal activities, scams or inappropriate and high-risk investments
Make retirement the best years of your life
Take control of your finances – 10 tips to enjoy the retirement you want
Wealth vs health
More than half ignore medical advice and work despite poor health due to financial worries When you are off work due to an illness or injury, worries about how you are going to pay your bills can make an already stressful situation worse. So much so, that many people are finding themselves in the very […]
Rising cost of living crisis
3 tips to maintain your financial wellbeing The rising cost of living is one of the most pressing issues facing many families today. The price of food, energy, fuel and other necessities has risen significantly in recent months. This has made it difficult to make ends meet and has put a strain on many household […]
Managing the impact to your pension
Just two out of five have planned for inflation in retirement Retirement planning can be complex at the best of times so it is easy to understand how some people can find it daunting to take into account factors like inflation. The reality is that inflation hurts everyone, but it can be especially harmful to […]